Pre-Planning
Pre-planning is one of the most thoughtful decisions you can make for your family. It removes uncertainty during an emotional time and ensures your wishes are clearly understood and honored.
As a locally owned, woman-led provider, we take a more personal approach. You’ll work directly with a team that is deeply rooted in this community, committed to transparency, and focused on honoring every detail, exactly as you intend.
Why Pre-Planning Matters
Planning ahead provides clarity, confidence, and peace of mind, for both you and your family.
When arrangements are made in advance, your loved ones are not left guessing or making difficult decisions during an emotional time. Instead, they can focus on supporting one another and honoring your life.
Pre-planning also allows you to:
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Make decisions thoughtfully, without pressure
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Clearly document your wishes
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Lock in today’s pricing and avoid future uncertainty
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Reduce emotional and financial stress for your family
It’s a simple step that creates lasting peace of mind.
Choose the Pre-Planning Option That Is Right for You
Flexible Rate Pre-Plan
$1,995
Plan ahead today while keeping your options flexible.
With our Flexible Rate option, you pre-plan your cremation arrangements and place $1,995 toward the cost of your future cremation services.
When the time comes, those funds are applied toward Minnesota Cremation Services' cremation package at the price in effect at that time.
For example, if our cremation package is $2,200 at the time of passing, the $1,995 you prepaid would be applied toward the cost and the remaining $205 would be due at that time.
Why families choose the Flexible Rate option:
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Lower cost to pre-plan today
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Your arrangements and wishes are documented in advance
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Funds are set aside for your future arrangements
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Your family has fewer decisions to make later
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Flexibility if your plans or circumstances change
Best for: Someone who wants to put a plan in place today, set money aside toward the future cost, and maintain flexibility over time. This can also be a good fit when services may be needed in the nearer future and long-term price protection is less of a priority.
Guaranteed Price Pre-Plan
$2,695
Lock in your cremation package price for the future.
With our Guaranteed Price option, you pay $2,695 today and your covered cremation services are guaranteed at that price.
Whether those services are needed next year, 10 years from now, or 20 years from now, you will not pay more for the services covered by your guaranteed agreement simply because our prices have increased.
You are creating certainty for yourself and for your family.
Why families choose the Guaranteed Price option:
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Protection from future price increases
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Know the cost of your covered cremation services today
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Reduce the financial uncertainty left to your family
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Your wishes and arrangements are completed ahead of time
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Peace of mind knowing your covered services are already taken care of
Best for: Someone planning further into the future who wants long-term price protection and maximum certainty. This option can be especially valuable when planning 10, 20, or more years ahead, since the covered cremation services remain protected from future price increases.
What Is the Difference?
The biggest difference is price protection.
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With the $1,995 Flexible Rate Pre-Plan, the money you place into your pre-plan is applied toward our cremation package at the price in effect when services are eventually needed. If the price has increased, the difference would be due at that time.
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With the $2,695 Guaranteed Price Pre-Plan, the price of the covered cremation services is guaranteed. If our prices increase years from now, the amount you owe for those guaranteed services does not.
There is no one right choice.
Some people prefer to spend less today and maintain flexibility. Others value knowing the cost of their cremation services is protected no matter how many years pass.
Our team will walk you through both options and help you understand which one makes the most sense for you.
What Does Pre-Planning Include?
Whichever option you choose, our team will help you document your wishes and complete your pre-planning arrangements in advance.
Our direct cremation package includes:
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Transportation into our care within our standard service area
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Professional care of your loved one
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Cremation performed by our team
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Basic cremation container
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Completion of the death certificate and required paperwork
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Assistance with necessary authorizations and documentation
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Online obituary and remembrance page
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One certified death certificate
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Temporary urn
Your Money Stays Yours
Pre-planning should give you peace of mind, not lock you into something you may not be able to change later.
Rather than selling you an insurance policy, as many funeral providers do, Minnesota Cremation Services places your pre-planning funds into a revocable trust account established for your future arrangements.
That means your money remains accessible to you.
If life changes, your plans can change too.
We believe that is how pre-planning should work.
Your money. Your wishes. Your choice.
